Privacy Policy |
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Updated: 10/15/2007
CreditorWeb.com is committed to protecting your privacy when you visit our Web site. You can access CreditorWeb.com and browse our site without disclosing any of your personal data. CreditorWeb.com does not collect personal information about individuals, such as names and mailing or e-mail addresses, unless it is knowingly provided by the individual and he or she has agreed to the terms under which CreditorWeb.com will use it.
Information Collected
During the credit card comparison and application process we do not collect any personal indentifying information about our visitors. The application process occurs on the website of the bank who's card you are applying for, not on CreditorWeb.com.
To participate in our forums we require you create an account and provide name, email address and date of birth.
If you choose to use our referral service to tell a friend about our site, we will ask you for your friend’s name and email address. We will automatically send your friend a one-time email inviting him or her to visit the site. CreditorWeb.com does not store this information and it is used for the sole purpose of sending this one-time email.
Use of Information
We use the data provided by the forum registration for unique identification purposes only. We will not use this information to contact you unless you explicitly request that we do.
Updating Information
You may update your information at any time by logging into the forum at http://forum.creditorweb.com/, clicking the 'User CP' link and clicking the 'Edit Email and Password' or 'Edit Profile' links under the 'Settings & Options' tab.
Security of Information
CreditorWeb.com uses several industry standard measures to ensure all data you provide is kept secure. These include the use of firewalls, dedicated servers, and non-Internet accessible databases.
Disclosure of Information
CreditorWeb.com will not sell, trade, or rent your personal information to others.
If you use the forum or blog on this Web site, you should be aware that any personally identifiable information you submit there can be read, collected, or used by other users of these forums, and could be used to send you unsolicited messages.
Tracking Technologies
CreditorWeb.com uses various methods for tracking trends in our visitors. These include log file analysis and Google Analytics, a javascript based tracking system that uses cookies. This data is used to determine trends in our visitors as a whole, not individual visitors and is not combined with any personally indentifiable information provided. We do not collect information about our visitors from other sources, such as public records or bodies, or private organizations.
External Web Sites
Please note that CreditorWeb.com contains links to other web sites. Please be aware that we are not responsible for the privacy practices of these other sites. We encourage our users to be aware that when they leave our site that you read the privacy statements of each web site that might collect personally identifying information.
Legal Compliance
We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or comply with a judicial proceeding, court order, or legal process served on our web site.
Privacy Policy Changes
If we decide to change our privacy policy, we will post those changes to this privacy statement, the home page, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.
TRUSTe License
CreditorWeb.com is a licensee of the TRUSTe Web Privacy Seal Program. TRUSTe is an independent, non-profit organization whose mission is to build user’s trust and confidence in the Internet by promoting the use of fair information practices. This privacy statement covers the Web site creditorweb.com. Because this Web site wants to demonstrate its commitment to your privacy, it has agreed to disclose its information practices and have its privacy practices reviewed for compliance by TRUSTe.
If you have questions or concerns regarding this statement, you should first contact CreditorWeb at webmaster@creditorweb.com or by postal mail at:
4604 South Ironwood Avenue
Broken Arrow, OK 74011
If you do not receive acknowledgement of your inquiry or your inquiry has not been satisfactorily addressed, you should contact TRUSTe at http://www.truste.org/consumers/watchdog_complaint.php TRUSTe will then serve as a liaison with us to resolve your concerns.
This privacy statement applies solely to information collected by CreditorWeb.com.
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