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Bank of America® Platinum Plus® Visa® Card

Our Rating:
Intro APR: 0%
Intro Period: 12 Billing Cycles
Annual Fee: $0
Setup Fee: $0
APR: As low as Prime + 2.99
Terms and Conditions



Key Features
  • 0% Introductory APR on Balance Transfers and Cash Advance Checks
  • No Annual Fee
  • No Balance Transfer Fees for Introductory Rate
  • Get a Response in 60 Seconds
  • Card Issued by FIA Card Services, N.A.
Best Feature(s):  0% intro APR, no annual fee, instant approval

Worst Feature(s):  No rewards program, higher APR for less qualified applicants

The Bank of America Platinum Plus Visa Card is the credit card for those with an excellent credit history. You are rewarded for keeping your credit rating in tip top shape with a very low introductory rate on cash advances, purchases, and balances transfers for the first six months as a cardholder.

After the introductory rate has expired, you are further rewarded with an extremely low, highly competitive variable rate of interest on your cash advances, purchases, and balance transfers for the remained of the time you carry the Bank of America Platinum Plus Visa Card. You will want to take note however, that if at any time you fail to make a payment, your payment is late, your close your account, or exceed your line of credit you will lose the introductory rate.

With the Bank of America Platinum Plus Visa Card cardholders can enjoy lines of credit up to an astounding $25,000, with comparable balance transfer fees and annual fees. Card holders also get many other advantages by coming a Bank of America Platinum Plus Visa Card member. One great feature, enjoyed by many is their online banking services. Members can check their account balance, request a line of credit increase, perform balance transfers, and so much more, right from the convenience of their own home.

Cardholders further get the benefit of total security protection. This protects you with a variety of features offering you peace of mind and security. One great features is what is called zero liability. This protects you from fraudulent and unauthorized usage, if you notify the company right away. Members further enjoy free cash advances, purchase guard, purchase replacements, car rental insurance, as well as assistance in travel emergencies.

Review Date: 11/10/2006
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