Bank of America World MasterCard® with WorldPoints™
Best Feature(s): Very low fixed APR for purchases and balance transfers for those who qualify; 0% introductory offer; access to reward program; no annual fee. Worst Feature(s): No extraordinary benefits or discounts offered to cardholders aside from the reward program. With the Bank of America World MasterCard with WorldPoints™, cardholders get a host of added benefits and features. There are two different levels of this credit card, Platinum Plus and Preferred accounts. One very appealing quality of this credit card is its special rewards program. This program rewards cardholders with one point per one dollar of qualifying purchases. These rewards can be redeemed for a host of great items such as merchandise, hotel accommodations, car rentals, traveling, gift certificates, and even cash. With this rewards program, not only do you get the rewards but you also get the opportunity to experience one in a life time opportunities, sports memorabilia, designer merchandise exclusive to card holders, as well as marquee event access, entertainment and sports personalities access, tailor-made experiences, and collectibles exclusive only to cardholders. It is so easy to get your rewards because they begin a cost of only 2,500 rewards points. Which means that in no time your qualifying purchases could be earning you some really great items. You can earn as many points as you want every year, the only thing you need to keep in mind is that after five years, unused points will expire. With the Bank of America World MasterCard with WorldPoints™ credit card, you get peace of mind thanks to their fraud protection, protecting you from any offline or online, unauthorized usage, as well as access to a unique, personalized assistant service with MyConceirge. The Bank of America World MasterCard with WorldPoints™ offers a great introductory rate that applies to cash advances and balance transfers. After the introductory period has expired, cardholders enjoy low and competitive rates of interest. The level of interest rate will vary depending on your credit status and the account type. Lastly, with the Bank of America World MasterCard with WorldPoints™, you have completely online access to your account at any time, which means you can apply balance transfers, apply for increases in your credit line, order access checks, and view your bill at any time, day, or night. Review Date: 11/10/2006
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