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Discover® Motiva(SM) Card

Our Rating:
3.99% Intro APR*
Annual Fee: $0
Setup Fee: $0
APR: 10.99%
Terms and Conditions



Key Features
  • Double Cashback Bonus® on Grocery Store Purchases in November and December*
  • 5% to 20% Cashback Bonus® at Top Online Retailers*
  • Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
  • Increase, Even Double Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
  • Free Payment by Phone or Online – Even on Your Payment Due Date
  • Choose a Payment Due Date That Meets Your Needs
  • No Annual Fee
  • *View Discover® Card Rates, Fees, Rewards, and Other Important Information
Do you want a credit card that rewards you for paying on time? Or a card that rewards you for every purchase you make? Well here it is. The Discover Motiva Credit card. The card offers percentage rebates, cash back, bonuses and so much more.

The Discover Motiva Credit Card offers a percentage rebate for every purchase that you make on the card, and the higher the amount the purchase is more for, the higher the percentage of rebate is given. Cardholders also receive a percentage rebate for every time they make a purchase at select discount stores or warehouses.

The Discover Motiva Credit card also offers additional bonuses for purchases that the cardholder makes online through Discovers Exclusive online shopping website. Now shopping has become easier and more rewarding. The Discover Motiva Credit card has no limits on the amount of rebates that are earned each year and the rebates never expire.

The Discover Motiva Credit Card cardholders are eligible for a bonus up to twice a year, directly back to their accounts, for payments that are made on time. The Discover Motiva Credit Card also provides travel accident insurance, auto rental insurance and various fraud and security protection plans. The fraud protection services also include receiving alerts that could help you prevent before something does happen. Cardholders have access to their accounts 24-hours a day and are capable of receiving emails reminding the cardholder of payments due so that you may avoid fees, choose a payment date that fits your needs, free payment on line or by phone with no extra charges.

The Discover Motiva Credit card has no annual fees and has an attractive introductory rate on both balance transfers and purchases. Cardholders that are looking for much more than a card can surely benefit from the offers and flexibility the Discover Motiva Credit card has to offer but taking advantage of the make payment on time bonus, and the rewards program.

Review Date: 7/7/2007
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