First National Business Edition Visa® Card

Our Rating: Intro APR: 0% Intro Period: 12 Billing Cycles Annual Fee: $0 Setup Fee: $0 APR: 9.99% Terms and Conditions

Key Features 0% APR* on Purchases for the First 12 Billing Cycles After Account is Opened No Annual Fee Separate Business Expenses for Company Travel, Entertainment, Supplies or Other Necessary Purchases Online Access to View Transactions, Pay Your Bill, View Up to 48 Prior Statements for Both Individual Cardholders and for Companies With Multiple Cardholders Purchases Automatically Protected From Theft or Damage Within the First 90 Days Receive Easy-To-Read Management Reports, Itemizing Your Employees' Business Expenditures Get Records of Tax-Deductible Expenses Receive Up to 60% Off Regular Rates at More Than 11,000 Hotels, Motels and Resorts in 146 Countries and Territories APPLY NOW

The First National Business Edition Visa® Card, issued by First National Bank of Omaha, is designed for those with good credit who are looking to manage and consolidate business related expenses with one credit card.

The card provides a variety of common cardholder benefits, such as up to $100,000 in travel accident insurance, auto rental insurance, online statements and management reports, purchase protection, extended warranty, and various travel and emergency assistance services.

In addition to the common benefits offered, the card provides various hotel discounts that can be applied to hotels throughout the world (for additional information about the program, call 1-800-847-2616). Cardholders also have access to discounts at participating merchants and retailers through the Visa® Partner Advantage.

There is no annual fee and the APR for purchases and balance transfers is reasonable for a business card. There is an attractive 0% introductory rate available on balance transfers and purchases for twelve months.

It is important to note that the APRs for all transactions are based on the greater of a variable U.S. Prime Rate. This is simply another way of stating minimum caps, which result in APRs that will not go below a predetermined value.

Therefore, those who can afford to pay in full each month (to avoid finance charges) and will be able to take advantage of the additional benefits and services offered will benefit most from what the First National Business Edition Visa® Card has to offer.

Review Date: 10/13/2008