Orchard Bank Platinum MasterCard®
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Key Features
- Enjoy the Prestige of Platinum with No Up Front Fees
- Premium Platinum Benefits Including Purchase Protection
- Reports to All 3 Credit Bureaus Monthly
- Free Online 24-Hour Account Access and Bill Pay
- Periodic Credit Limit Increases
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Leading the way within the credit card industry is the Orchard Bank Platinum MasterCard. They offer a unique opportunity for customers to become educated on obtaining credit and how to manage your debt effectively. One of the few credit cards that consider applicants with less than perfect credit histories, the Orchard Bank Platinum MasterCard has reasonable fees, including a low annual fee and a competitive APR. Like most credit cards, there is a grace period within which you could pay for all of your purchases without paying interest. The Orchard Bank Platinum features a 25 day grace period, giving you plenty of time to pay off your balances before the new statement is issued and the interest and finance fees are added. One of the most convenient aspects of using the Orchard Bank Platinum card is having the ability to pay for your bills online, using the free online bill pay system. You have 24 hour access to your account online, as well, allowing you to check your previous payments, statements, and unbilled activity when it's convenient for you. Several protection programs are included with your Orchard Bank MasterCard, including emergency card replacement, emergency cash advances, stolen or lost card protection and a fraud, dispute and authorization protection program. The AccountSecure PLUS program is a feature to suspend the finance charges, late fees and overlimit fees if you become unemployed by no cause of your own, are on temporary disability or family leave, in the hospital, going through a divorce or national disaster, and even during a time of personal milestones like marriage, moving, having or adopting a child, going into active duty or acceptance to a four year university. The Orchard Bank Platinum MasterCard credit card is perfect for individuals looking to build their credit or re-establish less than perfect credit. Review Date: 12/9/2006
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