Prepaid Visa® RushCard™
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Key Features
- No Monthly, Annual, or Hidden Fees
- Created by Philanthropist and Entrepreneur Russell Simmons
- Everyone is Eligible — No Credit Check or Employment Verification
- Quick, Easy Application
- Free Money Loading With Direct Deposit of Pay or Government Benefits
- Free 24x7 Customer Service, Activity Status, & Balance Inquiries
- Use Online, Over the Phone — Anywhere Visa Debit Cards are Accepted
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The "RushCard" is a prepaid card offered through Visa. It allows cardholders the convenience of a credit card, but without the dangers of falling into credit card debt. Prepaid cards allow you to spend however much you've deposited to your card account – and no more.
There are many benefits to using the Prepaid Visa RushCard, including it's safety over carrying cash around in your pocket, the ability to withdraw cash whenever you need it from any ATM, the ability to have your paycheck directly deposited to the card (for free), and no hidden fees. All fees associated with using your Prepaid Visa RushCard are fully disclosed and easy to understand.
Your credit history and FICO score do not make any difference in your ability to be approved for a Prepaid Visa RushCard. It doesn't even matter if you've had issues in the past with your bank account, including overdrafts. No credit check is performed on applicants for the Prepaid Visa. Everyone who can verify their identity can receive a Prepaid Visa RushCard.
Having a card with the Visa logo will allow you to make hotel and flight reservations, rent a car, and pay for things with a quick swipe of your card. In fact, there are many situations that require a credit card (buying airplane tickets online or reserving a hotel room, for example), and the Prepaid Visa RushCard is the solution for individuals who do not have any credit cards (for any reason).
If you have good credit, you may still wish to consider the Prepaid Visa RushCard instead of a traditional credit card, to avoid going into debt or paying high interest on your purchases. It gives you another way to maintain your good credit by avoiding the potential of spending more than you have, since the Prepaid Visa RushCard only allows you to spend the money you actually have. Review Date: 3/24/2008
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