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Internet Credit Card Processing

A web site that offers accepts credit cards typically sells 50 - 400% more than a web site that does not. This is why it is critical that you provide a means of accepting credit cards on your web site. Not all credit card processors are the same, they each have different rates and fees and offer different ways of integrating into your website.

We have compiled a list of some of the top credit card processing companies on the web. Below you will find they key facts about each provider in order for you to get the best Internet credit card processing plan for your website. Compare the stats here to find the plans you’re most interested in and then click the Apply button to be taken to that provider’s website for more details.
Paynet Systems Internet Plan Option 1
Fees
Application Fee: $0
Setup Fee: $0
Annual Fee: $0
Monthly Fee: $10
Monthly Minimum: $0
Paynet Systems
  • No application or setup fees
  • No monthly minimum
  • Get approved within 24 hours
  • No cancellation fees
  • 24 hour support
  • 96% approval rate
Rates
AMEX:$0.00 + 3.50%
Discover:$0.08 + 2.97%
MC:$0.25 + 2.30%
Visa:$0.25 + 2.30%
Average:$0.15 + 2.77%
Paynet Systems Internet Plan Option 2
Fees
Application Fee: $0
Setup Fee: $0
Annual Fee: $0
Monthly Fee: $8
Monthly Minimum: $25
Paynet Systems
  • No application or setup fees
  • Get approved within 24 hours
  • No cancellation fees
  • 24 hour support
  • No application or setup fees
  • 96% approval rate
Rates
AMEX:$0.00 + 3.50%
Discover:$0.08 + 2.97%
MC:$0.22 + 2.19%
Visa:$0.22 + 2.19%
Average:$0.13 + 2.71%
Merchant Express Internet Plan
Fees
Application Fee: $0
Setup Fee: $0
Annual Fee: $0
Monthly Fee: $29.90
Monthly Minimum: $0
Merchant Express
  • Includes free shopping card
  • 24/7 support
  • Same day approval
  • Processing by Authorize.net
  • Simple "no-programming" integration available
  • Processing API available
Rates
AMEX:$0.24 + 2.33%
Discover:$0.24 + 2.33%
MC:$0.24 + 2.33%
Visa:$0.24 + 2.33%
Average:$0.24 + 2.33%
Charge.com Internet Plan
Fees
Application Fee: $0
Setup Fee: $0
Annual Fee: $0
Monthly Fee: $26.95
Monthly Minimum: $0
Charge.com
  • Real-time processing
  • Simple "no-programming" integration available
  • 24/7 support
  • Free shopping cart
  • Free search engine submission
  • Sales appear in your bank account in 48-72 hours
  • Same day approval
Rates
AMEX:$0.25 + 2.25%
Discover:$0.25 + 2.25%
MC:$0.25 + 2.25%
Visa:$0.25 + 2.25%
Average:$0.25 + 2.25%
Total Merchant Services Internet Plan
Fees
Application Fee: $0
Setup Fee: $299
Annual Fee: $0
Monthly Fee: $15.95
Monthly Minimum: $0
Total Merchant Services
  • Works with multiple banks to provide very high approval rate
  • Automatic instant approval for most applicants
  • Supports multiple payment gateway applications including Authorize.net and Verisign Payflow
  • Receive funds daily
  • 24/7 support
Rates
MC:$0.30 + 2.39%
Visa:$0.30 + 2.39%
Average:$0.30 + 2.39%
FreeAuthNet.com Internet Plan
Fees
Application Fee: $0
Setup Fee: $0
Annual Fee: $0
Monthly Fee: $25.90
Monthly Minimum: $0
FreeAuthNet.com
  • No Setup or Application Fees
  • No Credit Restrictions
  • Authorize.net Payment Gateway
  • No Gateway License Fee
Rates
MC:$0.25 + 2.19%
Visa:$0.25 + 2.19%
Average:$0.25 + 2.19%
*Additional fees may apply. Always verify terms of service with the processing provider before signing up.
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