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Charge.com Retail Plan
| Fees |
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| Application Fee: |
$0 |
| Setup Fee: |
$0 |
| Annual Fee: |
$0 |
| Monthly Fee: |
$10 |
| Monthly Minimum: |
$0 |
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| Rates |
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| AMEX: | $0.25 + 1.85% | | Discover: | $0.25 + 1.85% | | MC: | $0.25 + 1.85% | | Visa: | $0.25 + 1.85% | | Average: | $0.25 + 1.85% |
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Retail establishments having actual brick and mortar business locations have different needs and requirements for credit card processing than do internet-based businesses. Retail stores typically process credit cards in a face-to-face environment, and therefore are considered to have less risk involved than an internet-based credit card processor. The difference in risk assessment is because in a face-to-face credit card transaction, the physical credit card is swiped through a keypad terminal, meaning the consumer has the card in his or her possession- while online transactions require only that the individual have the card details to enter.
Any establishment that swipes credit cards when accepting the customer's payment, including stores, restaurants, offices or government agencies to name a few, require the use of a keypad terminal. Keypad terminals are the required equipment for swiping and processing a credit card payment in a face-to-face transaction. Due to the lower risk involved with swiping an actual card (versus entering the information online), your business will benefit from a lower discount rate and save you some money when processing credit cards.
Many keypad terminals also have the ability to print a customer receipt. Charge.com's retail plan includes the keypad terminal, and an optional printer you can add at a small, additional charge. You can elect to use a previously-used, refurbished keypad terminal with built-in printer in an effort to save some money on the cost of the equipment required for your charge.com retail credit card processing, and still receive the same full warranty, reliability and quality service that the new keypad terminals through charge.com offer retail plan customers.
If your retail establishment also offers an online shopping option, your charge.com retail plan will be able to handle the internet purchases as well, using the internet credit card processing software with web shopping cart that is included in your merchant account, at no additional charge.
02/10/2007
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Providers > Charge.com > Retail Plan
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